If you do not want to allow PayPal to reimburse eBay for your liability, you may opt-out by calling eBay at 1-866-643-0898. Your opt-out will be effective within 3 Business Days. If you opt-out then eBay will not use your Account to recover amounts that you owe due to an eBay claim that you lost. This opt-out will not affect other amounts that you pay to eBay using your Account (such as your eBay fees).

Steps:
- If you don’t already have a PIN number associated with your Ebay account, get one by going to ebay.com > my account > personal information .
- Call 866-643-0898. This number is strictly for opting in/out of the program. It’s an automated representative that only takes 15 seconds to complete.
- Enjoy an Ebay account that doesn’t take money out of your Paypal account when your buyers or sellers scam you and you have to end up taking the hit.

